Finance Carnival for Young Adults

This week something different: we’re proud to host the Finance Carnival for Young Adults.

Let the wisdom begin! 🙂


SB @ One Cent at a Time writes What is your Financial Goal – Do you currently have a financial goal? Do you have a finite number in mind and a defined date in which you plan to hit it? Know more about why having a personal financial goal is important.

Jacob @ My Personal Finance Journey @ My Personal Finance Journey writes Why You’re Not Getting a Job After Graduating from College – It’s becoming more and more difficult to find a job straight out of college. This post describes ways you can try to avoid staying in this rut for too long.

Michelle @ Making Sense of Cents writes Simple Ways YOU Can Get Rich Slowly – When venturing out into the online world of personal finance, you’ll find a diverse mix of blogs and websites espousing different types of financial advice.

Alexis @ FITnancials writes College Update – Online Classes and Eating Healthy – Being back in school after taking a year or so off has been pretty awesome. I feel so much better about myself, and I actually feel like I’m being productive. I start fall classes soon, and I’m actually excited for it.

Michelle @ Diversified Finances writes Renting Out A Spare Room For Money – Have you ever thought about renting out a room in your house? We have thought about it and we currently do rent out a room in our home.

Emily @ Evolving Personal Finance writes Is “Live Like a College Student” Good Advice? – I actually experienced lifestyle deflation after college because of all the amenities included in with my tuition and room and board.

Charles Yeaman @ Tortoise Banker writes How I Sold a House and Bought a House in 6 Days – My experiences with buying and selling a house in this heated real estate market.

Green Panda @ Green Panda Treehouse writes Would You Give up Income For Free Tuition? – Would you like free tuition? Would you like to increase your income?

Brent @ PersonalFinance-Tips writes Moving House: 3 Simple Tips to Stay Sane During the Move – Congratulations. Or not. Whatever your reasons for moving may be – better schools, better environment, cheaper real estate, a bigger house, a smaller apartment – the headache involved is pretty much the same. In fact, moving from one house to another is supposed to be one of the most stressful events in a person’s life.

Crystal @ Budgeting in the Fun Stuff writes Taking a Step Back from Being the Budget Nazi – Sometimes, money just doesn’t matter as much as your sanity. I am going to take a little break from being on top of absolutely everything money-related.

Tushar @ Start Investing Money writes 3 Ways Small Savings Goals Can Make a Big Difference – How many times have you read blog posts and articles that talk about making lots of small changes to the way you spend money? This is one of the simplest rules about budgeting, since you can make several small changes and they’ll add up to one big one.

Tushar @ Earn More and Save writes 3 Side Businesses You Can Start for Less than $100 – The post 3 Side Businesses You Can Start for Less than $100 appeared first on Earn More And Save.The recent recession has left today’s job market stagnant. Due to this many people are left unemployed or underemployed.

BARBARA FRIEDBERG @ Barbara Friedberg Personal Finance writes 5 MONEY SAVING TIPS FOR NEW COLLEGE GRADS – Start Wealth Building Habits Now Guest contributor; Anton Ivanov College graduation is fun and exciting.

Keren @ Stepping It Down writes How to Open Your Own Shop on Etsy – A description of the types of things you can purchase on Etsy as well as how to open your own shop.

Hank @ Money Q&A writes 11 Ways To Save Money While In College – As a college student, finding ways to save money while in college poses a great challenge. It needs someone with self control and discipline to achieve.

Mr. Frenzy @ Frenzied Finances writes Love and Money: Managing Your Shared Finances – When couples get married they have to decide on how they will divide their financial responsibilities. Here are some tips on managing shared finances.

Minimalist @ Minimalist Finance writes Should You Invest in Real Estate? – Should You Invest in Real Estate? has been published on Minimalist FinanceThe American dream is home ownership. Many people consider their homes an investment, and hope to sell it when they retire to live in something smaller. In fact, many families rely on this scenario for part of their retirement savings.

Jeffrey James @ Life In Charge writes Good Debt, Bad Debt – Our economy encourages borrowing instead of saving, and so we don’t wait to buy things we want. But does it make financial sense to take on debt for it?

Amanda @ My Life, I Guess… writes How D.I.Y. Saved Me $200 – Fixing the Scratch on My Car – My car was needlessly vandalized months ago, and I couldn’t afford the $200+ to fix it. But with some help from my dad, we DIY-ed it for only $10!

SBB @ Simple Budget Blog writes Bulk up: The Pros and Cons to Warehouse Clubs – A growing family means budgeting! Groceries are expensive, but you always have warehouse clubs. Here are the pros and cons to warehouse clubs.

Melissa @ Minting Nickels writes Are You Saving Enough? – Everyone talks about having an emergency fund, but how much should you really have in there?

Kevin Watts @ Graduating from Debt writes Could Treehouse Be An Alternative to College? – A detailed look at Treehouse which for $25/month teaches students skills in high in-demand disciplines

Don @ MoneySmartGuides writes Figuring out the Home Buying Process – I remember the entire process of looking for my first house. I spent considerable time trying figure out my needs versus wants and the general area I wanted to live so that my realtor could be the search process.

Ted Jenkin @ Your Smart Money Moves writes Entrepreneur Series – Lesson 4 – Avoid Rookie Mistakes – I am not a professional athlete. However, I would imagine that the rookie year on any of the professional sports circuits has to be daunting in nature.

Robert @ The College Investor writes The Student Loan Interest Rate Doubled: Now What? – July 1st was the deadline. And now, regardless of fault, the student loan interest rate doubled. It used to be 3.4% (but who had that?) and now it’s 6.8%. What do we do now? Do we even know what that means? I’d argue that we don’t really know what that will mean. What kind of impact that will have.

Ryan @ Cash Money Life writes Buying Tickets Online? Avoid Scams – Buying tickets online is convenient, but you need to be careful.

Christopher @ This That and The MBA writes How To Get Someone Else To Payoff Your Student Loans – This is a fascinating concept. Spring Arbor College has essentially taken a bold stand against the rising costs of tuition. They have declared to all of their prospective students that the student’s education, and their ability to get a quality, private school education, is more important than the college’s revenue.

krantcents @ KrantCents writes How to Think Rich and Be Rich – You’re in your 20s or 30s, you have student debt, you’ve accumulated some credit card debt and it looks like you’ll never be able to buy a home. There is a way to think about money that can help solve these problems. Our thoughts precede actions and actions precede results.

SFB @ Simple Finance Blog writes The Basics of Equity Mutual Funds – Equity mutual funds are a means to buy into a stocks portfolio. As a shareholder, you will be able to possess indirect ownership in a basket of securities.

Corey @ 20s Finances writes 3 Ways to Further Your Career – Find out what easy steps you can take to improve your career.

LaTisha @ Young Finances writes How to Travel for Less as a Young Adult – Travelling on a budget as a young adult or recent graduate can be expensive. Groupon Getaways makes travel easy and inexpensive. Get a deal to Dubai or Belize.

Suba @ Broke Professionals writes Name Your Price: How High Are You Willing To Go? – Even though I gave up my coupon binder long ago, I still have standards. Here’s how much I’m willing to spend when buying groceries. How high will you go?

Kyle @ The Penny Hoarder writes You Can Negotiate For Everything – You might know of someone who negotiates everywhere for everything, and your first instinct may be to think that it’s incredible embarrassing.

MMD @ IRA vs 401k Central writes All the Great Things About Reaching Your Maximum 401k Contribution – Do you make the maximum 401k contribution to your account every year? If you don’t, then you’re severely missing out on the power of time and compound returns.

Grand Per Month @ Grand Per Month writes Make Your Challenge an Opportunity – Some handle life’s challenges better than others, but those that face their challenges head on and create opportunities are the ones that truly make a name for themselves. I challenge you to be one of these people.

Penny Thots @ Penny Thots writes Tips for Summer Travel Deals – Following these three steps won’t make your trip free, but it will hopefully allow you to have money left over after the vacation that you can use as seed money for next year’s vacation.

Lazy Man @ Lazy Man and Money writes Review of Millionaire by Thirty – Millionaire by Thirty by Doulgas R. Andrew. offers something that I haven’t seen other books: a way to invest in a tax-free environment. This isn’t a Roth IRA where you pay taxes before investing or a 401k where you pay taxes when you withdraw money. It’s billed as a way to pay no taxes… presumably legally. Interested? So am I!

Jason @ Live Real Now writes Single Income Family – Effective next week, we are officially a single-income family. In a nutshell, this reduces our monthly income by $1340. What does that mean for us?

CAPI @ Creating a Passive Income writes Expanding Income: How to Set Up a Home Business – Looking to expand your income? How about starting your own home business? It’s not as bad as you think – read here for some great tips and our how-to guide.

Luke @ Learn Bonds writes How Expensive Are Bonds Relative to Stocks Now? – Even with the recent increase in interest rates, bonds are still far overpriced in comparison to stocks. Here’s an analysis of why this is the case.

Everything Finance @ Everything Finance Blog writes Ask Yourself This One Question to Cut Back on Spending – Despite our best intentions, we’re often seduced by marketing and spend hard earned money on items that we really don’t need (or even want after they’re in our home). There’s a simple trick to resist the marketing.

Daisy @ Suburban Finance writes Financial Advice for Newlyweds – It’s wedding season! Newlyweds have a lot to work through after the big day. Perhaps the most important of these their now shared finances. Financial decision making varies from one person to the next and this is no different in a marriage. Learning to compromise and come up with a financial plan that both parties can…

Miss T. @ Prairie Eco Thrifter writes Do You Use Skills Learned in Childhood? – Have you ever considered the skills you learned as a child and how they relate to your financial successes and failures?

Maria @ The Money Principle writes One needs an emergency fund after all! – Today I changed my mind on the matter of maintaining an emergency fund. Here I set three conditions when this is absolutely necessary.

DW @ Great Passive Income Ideas writes What Are Some Great Work From Home Ideas? – Once you take the leap and look for work from home ideas, the dream of never having to leave your own house becomes a very real possibility. Here is our list of different things you can try to make that happen.

MMD @ My Money Design writes Niche Website Update 7 – Site Number 2 Launched! – Something big has been happening. I gave myself a deadline of the end of June to launch my next niche website. And you know what? I did it! Read on to see how this one is going to be even better than the first.

Lauren @ L Bee and the Money Tree writes How to Combine Finances with Your Significant Other – Find out how to combine finances with your significant other in the most seamless way possible.

Robert @ My Multiple Incomes writes Homeowner’s Insurance Covers… Godzilla?! – Believe it, or not, some home insurance companies do have such oddities as “Godzilla-Style attacks” embedded into the clauses of their policies. Which may seem odd, since most home insurance policies don’t cover more common things like ‘flooding’.

Robert @ Entrepreneurship Life writes Don’t Be a Jack of All Trades – Pick One and Be Really Good – When you open a new business, it may be tempting to offer every potential option that may come up in the areas of your expertise. However, you can often lower costs and increase revenue by limiting down to a focus list of your best products available.

Robert @ Kids Ain’t Cheap writes My Wife’s Pregnant – Now What? – Here’s the next steps on what to do once you find out your wife’s pregnant, and what you can expect as a husband or partner.

Wayne @ Young Family Finance writes Answer Yourself Out Of Debt – Trying to get out of debt? It seems hard, but it can be done. Answers to the questions you ask yourself when you want to get out of debt.

IMB @ Investing Money writes Is Gold Bottoming? – Wondering what the new deal on gold is? Gold’s certainly not as prominent as it used to be. Read here for all you need to know on gold’s current state.

Jon Haver @ Pay My Student Loans writes US Programs Provide Financial Aid for Veterans and Dependents – Veterans and their dependents face a unique series of challenges when funding their education. Luckily, a number of organizations offer financial aid and assistance to those affected by active military duty.

Roger the Amateur Financier @ The Amateur Financier writes How Much Does It Cost To Travel The World? – World travel is always a good goal, so this article discusses just how much it would cost to visit numerous countries around the world over a year.

John @ writes Canadians Can Save on Insurance Shopping Online – Finding insurance these days can be a daunting task. With the multitude of companies out there each offering a whole array of services and products, just narrowing down what you need can become a chore, never mind from where you’re going to get it.

Matt Becker @ Mom and Dad Money writes Why Do You Have to Beat the Market? – When we step back and look at the bigger picture, it becomes pretty clear that beating the stock market is a fairly irrelevant goal for most of us. We have actual financial goals that truly matter to us, and these goals are most effectively achieved if we completely ignore the desire to beat the market. So feel free to let go of the marketing hype and spend your time and money in a way that truly benefits you.

Tushar @ Finance TUBE writes House Selling Tips To Secure A Sale – If you are selling your home and you are having trouble thinking if the buyers wont commit, you are not alone. People all over the world experience these issues and it can be a threatening when all you want is to sell your property for a fair price and move on to a new home.

Grayson @ On Better Terms writes Waiting to Buy Can Save you Money – We have all probably been there. We get really excited about purchasing a product, but don’t do the proper research. Why? Because we want it now! However, we all just need to slow down a little bit and grab the controls of our money.

Adam @ Money Bulldog writes The Benefits of Company Credit Checking for Small Businesses – Banks and big businesses have been carrying out credit checks on their customers for a long time but what about smaller businesses? There are a number of reasons why anyone who runs a company should also consider the benefits of company credit checking.

Adam @ Money Bulldog writes The Benefits of Company Credit Checking for Small Businesses – Banks and big businesses have been carrying out credit checks on their customers for a long time but what about smaller businesses? There are a number of reasons why anyone who runs a company should also consider the benefits of company credit checking.

Adam @ Money Bulldog writes The Benefits of Company Credit Checking for Small Businesses – Banks and big businesses have been carrying out credit checks on their customers for a long time but what about smaller businesses? There are a number of reasons why anyone who runs a company should also consider the benefits of company credit checking.

Adam @ Money Rebound writes Tips for a Successful Garage Sale – Follow these tips on how to carefully prepare and plan your garage sale and you will be amazed at how much you could make. Who knows, perhaps the sale will give you a great start on your summer vacation fund!

Bank Free Credit @ Bank Free Credit writes 4 Ways to Find Free Travel Accommodations – If you’re willing to consider alternatives to the mainstream, there are plenty of ways to travel on a budget! Consider these 4 methods

Little House @ Little House in the Valley writes How Newlyweds Mess Up Their Finances – I think it’s ironic that as laid back as our culture has become with certain things, like the way profanity is used prolifically in the media, it’s still considered “bad manners” to discuss personal finances.

Tony @ We Only Do This Once writes How to Deal With Your Finances – I haven’t written about finances in awhile, because these days I barely think about them. That’s not to say that I don’t have payments and bills and unexpected expenses. It’s because I have focused hard on getting out of debt for the last 2 years — and these days, I am almost debt-free and worry little about finances. It’s a beautiful thing.

Liana @ Card Hub writes Prepaid Cards Report – 2013 – Increasingly consumers are turning away from traditional checking accounts towards alternative cash management tools including prepaid cards. The Mercator Advisory Group Inc.,reports that the amount of money loaded on general purpose reloadable prepaid debit cards almost tripled from 2008 to 2012 and will continue to rise. In light of their ever-growing role in the personal finance landscape this report evaluates the monthly cost and usefulness of 26 popular prepaid cards based on their fees and

Amanda L Grossman @ Frugal Confessions writes Sometimes You Should Put Your Head in the Sand and Focus, Focus, Focus – Two Saturdays ago we were sitting on the beach, blissfully unaware that it had reached a scorching 107 degrees Fahrenheit.

Ross @ Wallet Hub writes How calculate loan to value – So many people do not understand the importance of the Loan to Value Ration when it comes to lending. Find out more here.

Grayson @ Debt RoundUp writes Money Multitasking – Concept and Execution – Have you ever thought that you are stretching yourself too thin with regards to your money? Are we pushing the limits with our money multitasking and becoming inefficient? If we do too many tasks at once, we tend to lose productivity and creativity. There have been many studies on the effects of taking on too many tasks at one time, so why can it not be pushed to what we do with our money?

Fiona Lee @ ReadyForZero Blog writes How Student Loans Affect Your Credit Score – Nearly everyone has student loans – but do you know how they affect your credit score? This post will tell you how student loan debt affects your credit score and how you can keep your score in the excellent range.

Pauline @ writes Side Hustle series: Make money at parties – This post will give you more ideas to make money at parties especially, a great side hustle for young adults.

Pauline @ Reach Financial Independence writes Early retirement in the US vs abroad – Early retirement can be easily achieved in a country with low costs of living. Is it worth it?

Jester @ The Ultimate Juggle writes Business Banking: What to Look For – Everyone knows that there are businesses that fail every day. There are a number of reasons for a business going under. It could be poor management. Trying to supply an area or niche where there is no demand. Poor customer service. The list goes on and on.

CF @ The Outlier Model writes I think my LG refridgerator broke – Sometimes things break! Having an emergency fund and preparing for the inevitability will ensure you get through the ordeal with only a bit of wasted time and little stress!

Mike @ Personal Finance Journey writes 5 easy ways you can save money on gas bills – Saving money on your gas bills doesn’t need to be hard nor complicated. Here are 5 ways you can accomplish this easy.

Jacob @ AllPersonalFinance writes Conveyancing at the Best- Get Aware of the Financial Issues – When it comes to secure a better life, the first thing that comes to your mind is your financial status. No matter where or how you live, your financial security is important to increase the security level of your life. You try to earn not only for yourself but also for the betterment of your …r

Bryan @ writes How To Fill Out A Check – Unless you own a business, chances are you hardly ever write or even use checks, other than to cash them or deposit your paycheck. I’ve written a check maybe a dozen times in the last 10 years, but I definitely had to ask my parents how to write one the first time I ever did. For the Millennial generation, here is a step by step guide on how to fill out a check and some helpful tips on how to avoid fraud.

Debt Guru @ Debt Free Blog writes Tips on Tuition Troubles – A Parent’s Guide – These days, parents are bracing for their children’s college debt. Tuition troubles are tricky, but not impossible. Here are tips on how to solve them!

S @ Grad Money Matters writes Increase Your Net Income – Have you ever wondered how much your coworker earns per hour? Is it more or less than you? It seems that everyone is hung up on wages these days, but this is absolutely not the most important measure when it comes to wealth.

Mike @ Annuity Rates HQ writes Top 27 Annuity Articles From Non-Biased Sources – Annuities are not always easy to understand. The problem is that you main source of information might be your financial adviser… who will eventually make money if he sells you one.I’ve searched the web for several hours and read over 100 articles about annuities. I’ve published the top 27 articles about annuities from non-biased sources.

Paul @ The Frugal Toad @ The Frugal Toad writes Have You Been Making a Big Credit Card Mistake? – It is relatively simple to use a credit card sensibly and responsibly, without ending up in debt. However, you do need to know a bit about how credit cards work as well as the terms and conditions of your particular card. Despite using credit cards for years, however, some people still continue to make pretty big credit card mistakes, some without even realizing it!

John S @ Frugal Rules writes Is Investing in the Stock Market Really That Easy? – Many are overwhelmed when it comes to investing in the stock market. With a little homework and due diligence it can actually be simplified quite a bit and can lead to more efficient investing for long term needs like retirement.

Jon @ Novel Investor writes Different Types Of Investment Risk – Anything you put your money into has risks. It pays to understand the different types of investment risk involved in anything before putting your money to work.

Anton Ivanov @ Dreams Cash True writes Don’t Be a Slave to Bad Debt – Bad debt will hinder your finances, tie up your income and do nothing to help you reach your financial goals. Don’t be a slave to bad debt.

Mr.CBB @ Canadian Budget Binder writes How to budget as a couple – Budgeting as a couple for some people is a difficult task, but it doesn’t have to be. Follow some simple steps to work your way towards budgeting your personal finances together.

KK @ Student Debt Survivor writes 5 Principles For Staying Positive When You’re Paying Off Student Debt – When you’re paying off student debt it’s easy to feel frustrated and defeated. Here are the 5 motivating principles that kept me thinking positive when I was paying down my own debt.

Bob @ Christian Personal Finance writes 25 Pinterest Inspired Ideas To Save Money on Your Wedding – Getting hitched soon? Here comes Pinterest to the rescue to save you some money!

AB @ Aspiring Blogger writes Personal Finance is Like Candy Crush – Personal finance can be a struggle… just like my new addiction – Candy Crush! In fact, the two have more in common than you might think (it’s actually pretty crazy). Join me as I show you the crazy world where Candy Crush and personal finance collide!

Rich El @ Modest Money writes Top 10 Emotional Money Lessons to Improve Your Finances – The line of poverty for many is closer than you think. Fixing the emotional issues will help you prosper in the financial side of life.

Steven @ Grocery Alerts writes Seven Healthy Summer Drinks You Can Make At Home – Here’s a list of some of the best drinks you can consume this summer. These drinks are delicious and have outstanding health benefits containing the best nutrients for your body in the summer heat.

Glen Craig @ Free From Broke writes Can I Get a Credit Card If I’m Unemployed? Should I? – You’re out of work or a stay-at-home spouse. Can you get a credit card? And if you can should you? See what we have to say about it.

4 Responses to Finance Carnival for Young Adults

  1. canadianbudgetbinder July 29, 2013 at 3:51 pm #

    Thanks for hosting and sharing my post. Mr.CBB
    canadianbudgetbinder recently posted…Buying my first property: Was I too young?My Profile

  2. Aspiring Blogger July 30, 2013 at 10:47 am #

    Thanks for including my article and hosting this week! Keep up the great work over here!

  3. Alice @OnbetterTerms-Avant July 30, 2013 at 5:38 pm #

    Thanks for including a post from OnBetterTerms!

    -From AvantCredit
    Alice @OnbetterTerms-Avant recently posted…6 Tricks to Afford Living on Your Own After CollegeMy Profile

  4. Anton Ivanov July 31, 2013 at 2:53 pm #

    Thanks for hosting!
    Anton Ivanov recently posted…An Introduction to Peer to Peer LendingMy Profile

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